KIKA

KIKA is a mobile application designed to modernize the traditional African tontine system. It enables users to create, manage, and participate in savings circles with complete transparency and security.

Key Features

• Digital tontine creation with customizable contribution amounts and frequencies
• Mobile Money integration (Orange, MTN, Wave) for seamless payments
• Automated reminders and payment tracking
• Role-based access control for tontine administrators
• Real-time notifications and activity feeds
• Secure fund distribution based on defined rotation order

Technical Implementation

Built a cross-platform mobile application using React Native with a robust Node.js backend. Integrated multiple mobile money APIs for pan-African coverage. Implemented real-time updates using WebSockets and ensured data security with end-to-end encryption.